Steve Hayes

Steve Hayes, CPA  Chief Financial Officer

Steve Hayes, CPA

Chief Financial Officer

With over 30 years of management experience in leading Finance and Operational departments for rapidly growing organizations, Steve is responsible for directing the Company’s finance, accounting, planning, legal, risk, payroll, and human resource functions. His depth of finance and operational expertise has been invaluable in facilitating the Company’s industry leading growth.

Over 30 Years of Management Experience

Steve’s primary responsibility has been ensuring optimal cash flow management which has enabled internally funded growth with only modest debt over the last three years. In preparation for an aggressive growth plan, he also designed the Company’s capital structure and funding plan. Steve serves as an important sounding board and advisor to Mr. Bowley and other member of the Management Team. He is also engaged in supporting expansion into new markets, services, and the opening of new locations (including near shore operations).

Previously, he was a corporate officer with Discover Financial with responsibility for Discover Card’s U.S. and nearshore merchant customer service centers. Responsibilities included oversight of reconciliation and daily settlement with 5 million US merchants. During his tenure, his departments were 11 time winners of the President’s Plate, Discover’s most prestigious team award, as well as the winner of parent Dean Witter’s National Quality Achievement Award. Prior to Discover, as Controller, Steve led Diamond Electronics (division of Arvin Industries) through the transition to a stand-alone organization subsequent to a leveraged acquisition.

Over 30 Years of Management Experience

Steve is a graduate of Cedarville University with a bachelor’s degree in Accounting, and holds an MBA in Finance from Indiana University’s Kelley School of Business. He is licensed as a CPA in Arizona and Ohio. Steve enjoys spending time with his Wife and two daughters, in addition to serving as a member of non-profit and church boards. He also coached girl’s high school softball, including girl’s competitive club softball.

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