REGULATORY DISCLOSURES

FEDERAL DISCLOSURES

Constar Financial Services is a debt collector and any information obtained will be used for that purpose.

STATE  AND MUNICIPAL DISCLOSURES

CALIFORNIA RESIDENTS

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

CITY OF BUFFALO RESIDENTS

This collection agency is licensed by the City of Buffalo, New York License #CAG11-549716

COLORADO RESIDENTS

Constar Colorado Office: 2953 S. Peoria St., Suite 200 Aurora, CO 80014

Telephone # 303-500-5537

Hours: Monday-Friday 9AM-5PM

GEORGIA RESIDENTS

You may discuss your situation with any of our representatives.

NEW YORK CITY RESIDENTS

New York City Department of Consumers and Worker Protection License Number: #1223510

DCWP Language Access Notice

This collection agency does not provide any language access services. NYC DCWP translation and description of commonly used debt collection terms can be located on the department’s website: www.nyc.gov/dca

 NORTH CAROLINA RESIDENTS

North Carolina Department of Insurance Permit # 102557

TENNESSEE RESIDENTS (10 point font required)

This agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.

MASSACHUSETTS  RESIDENTS– (all Caps required)

NOTICE OF IMPORTANT RIGHTS

YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE CREDITOR.

If You have any questions about this Privacy Policy please contact Constar Financial Services:

Email: compliance@constarfinancial.com

Phone: (602)889-3655 x 8090

This collection agency does not provide any language access services. NYC DCWP translation and description of commonly used debt collection terms can be located on the department’s website: www.nyc.gov/dca